Black Friday And Cyber Monday Deals On Must-Have Furniture And Decor

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The season of spending is officially upon us. According to a report from Mastercard SpendingPulse, retail sales are predicted to hit their highest rate and that E-commerce sales will be up 104%, compared to five years ago. Part of the reason for this increase is that it’s one of the best times of the year to save on those expensive items for the home like large appliances, mattresses, furniture, and décor. So if you’re still debating one of these purchases—don’t. Former Saks Fifth Avenue CEO and Mastercard senior advisor Steve Sadove explained to me why it’s time to take out the credit cards. “It’s the day that gets shoppers in the emotional frame of mind to search for deals and make purchases, and that continues through December. In fact, Mastercard SpendingPulse anticipates that 4 out of the 10 biggest shopping days will be in December. Black Friday weekend is an important weekend for furniture with some of the best deals of the year. I would say the same for mattresses as well.”

Here are some of the most stylish home goods on sale to kick off holidays.

[“source=forbes]

9 Things To Buy On Black Friday That Will Save You Money

Photo by rawpixel on UnsplashPhoto by rawpixel on Unsplash

Most of us are pretty irrational when it comes to our spending habits. We don’t think twice about small daily purchases — but if a price tag crosses a certain threshold, we start to feel uncomfortable about our buying decision.

This mindset is not good for your bank account. Small purchases are usually low-value and have a very short gratification period. Larger purchases, while a bigger investment, usually pay for themselves and continue to improve our lives over time.

With all of the holiday sales starting, now is a great time to start thinking harder about the things you buy.

This Black Friday I challenge you to rate purchases in terms of value and long-term return. Avoid picking up a bunch of cheap things just because they’re a “great deal” and go for items that will improve your life and save you money next year. Here are nine examples of purchases that check both boxes and are even better buys on Black Friday.

1) Restaurant Gift Cards

You probably don’t have every weekend planned out for 2019 but one thing I can guarantee you’ll do is eat at your favorite restaurant.

On Black Friday, many restaurants offer a bonus gift card when you purchase a certain denomination (you’ll see deals like buy a $100 gift card and get an extra $20). This is a great way to lower your food spend in 2019 without changing your eating habits. Just check the fine print as some “bonus” gift cards will need to be spent by a certain date.

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2) Fitness Equipment with Live Classes

Fitness classes are a great way to stay in shape. But they can get expensive. A spin class costs $20 on average, and that price can be even higher at some studios. Attending class three times per week means you’re likely spending at least $250 per month or $3,000 per year on spin class.

If attending classes in person isn’t a priority for you, then purchasing an at-home solution can help you meet both your fitness and financial goals.

Fitness equipment with live classes, like a Peloton bike, are often viewed as fancy and expensive but when you break down the costs, they are usually much cheaper. Peloton’s 0% financing options currently allow you to pay $58 per month for their equipment and $39 per month for their membership. That means your all-in cost is about $100 per month — or less than half of what you’d pay at a studio.

3) Blender

That post-workout smoothie from the shop next to your gym might be great for your health but it’s destroying your food budget. Splurge on a fancy blender instead and make your own at home to seriously cut costs.

Even a top of the line blender like a Vitamix (starting at $289.95) will pay for itself in a few months if a smoothie stop is part of your regular routine. As a bonus, owning this new appliance may also inspire you to make your own almond milk or soups and further reduce your food spend in 2019.

4) Cooking Equipment and Meal Kits

Millennials are known for our love of dining out but while fast casual restaurants and delivery services are extremely convenient, they’re often not great for our health or wallets.

Learning how to cook a few of your favorite dishes well can save you tons of money and calories. Plus it’s a pretty useful life skill to have.

A great way to get started on your cooking journey is to opt into a meal-kit delivery service like Sunbasket or Blue Apron, both of which are currently offering $60 off. Their easy-to-follow recipes and home delivery make cooking a breeze for even the most novice of chefs. And if you need basic cooking equipment to get started, there are countless Black Friday deals you can take advantage of.

5) Wardrobe Staples

The avalanche of promotional Black Friday emails from retailers have already started. Most people open those emails, spot a few things they like, and make an impulse purchase. When the item arrives, they maybe wear it once or twice and then forget about it because it wasn’t practical or something that they even really wanted.

Just because something is on sale doesn’t mean you should buy it. (Repeat that three times.) Instead, take advantage of low prices by buying high quality wardrobe staples that will constantly be in rotation and can handle the wear.

An easy way to determine if an item is worth buying is its cost per use. Divide the cost by the number of times you think you’ll wear the outfit in a year.

6) Coffee or Espresso Machine

If you love your morning Starbucks run, this is not for you. But if you get annoyed every time you see a $5 latte listed on your credit card statement, then investing in a top quality coffee or espresso machine can save you a ton of money.

You can replicate exactly what the barista is doing at your favorite coffee shop, but for a fraction of the cost. And since you control the inputs, you can even get your daily brew to the point where it tastes exactly how you want it to.

7) Sports Equipment

Repeatedly renting sports equipment like a paddleboard or ice skates can get expensive. If there’s a hobby you enjoy that involves equipment rental, tally up how much you’ve spent on your rentals this year. Chances are that if you rent often, it may be cheaper to buy. And owning may incentivize you to indulge in your hobby even more than you already do which should make you happier.

8) Annual Park Passes

Paying an admission fee every time you want to visit one of your favorite places can add up. Getting a discounted annual pass to your local national park or theme park means you’ll always have a fun place to go and your cost per visit will go down

[“source=forbes]

Turn dated furniture into dazzling decor on a dime

Do you love watching HGTV? Do you enjoy browsing through catalogs from West Elm or Pottery Barn?

It is fun to dream about redecorating your home, but furniture shopping can be expensive. You can easily drop thousands redoing a room, but you don’t have to break the bank. You just need to be open-minded and willing to put in a little work like James Judge!

The realtor, designer and home flipper finds cheap pieces with potential at Goodwill and other Valley thrift stores and then works his magic!

Over the last few years, he’s revamped hundreds of dated and worn furniture items into chic couches, chairs and coffee tables.

How does he do it? We went on a shopping adventure with Judge to find out, starting at the Goodwill near 16th Street and Indian School Road.

“This happens to be my favorite store, because I feel like it brings in a big collection of items from all over the Valley in one central location,” Judge said.

Watching Judge shop for furniture is like watching a kid go to Disneyland!

“It’s all about treasure hunting for me, and really trying to find these special pieces that someone else has discarded that I can find and reclaim and bring life back into,” he said.

Right away, Judge spots a treasure!

“I really like this nightstand for $17.99. You can’t beat that price point,” Judge said.

Judge likes the lines on the pieces and the wood drawers.

“My goal with this piece is to transform it. I would paint the lament part just because it’s not something that can be sanded. I would stain the drawers that way you have a two-tone piece and add some hardware,” Judge said.

Judge does several laps when he shops because he can miss things the first time around. As we make laps, he finds another treasure.

“This coffee table is a great find for $12.99. It has a medal base and glass top. You know it’s dirty and has some scratches on it, but being that this is medal it could actually be used outdoors,” Judge said.

Judge says it won’t take much to bring it back to life!

“The glass is in great condition so some Windex, a can of spray paint, and suddenly for $12.99 plus a can of spray paint, you have a perfect coffee table, perfect for outdoors or indoors,” Judge said.

Judge quickly found two pieces with a lot of potential and a cheap price tag, but he’s still looking for a couch.

We now head to the Goodwill near 32nd Street and Thomas Road to find a sofa and right away, he spots something that could work even though it’s pretty dirty.

“Well the dog hair is really appealing, but beyond that, it has interesting lines and I actually believe these two pieces go together, this is actually a chase that connects into that sofa,” Judge said while examining the two pieces.

He buys both items. Each have a price tag of just $7.99. That’s less than $16 for the couch!

“This is a DIY sofa and by the time it’s done, it will be looking like something from West Elm,” Judge said.

The shopping is complete! James bought three pieces for less than $50. How did he restoration the furniture? Here’s what he did with each piece:

[“source=TimeOFIndia”]

Focus on under-nutrition among children at meet on nutrition challenges

Focus on under-nutrition among children at meet on nutrition challenges

The third National Council on India’s Nutrition Challenges meet which was held here on Wednesday focused on under-nutrition among children, anaemia and diarrhoea and newer strategies to be brought in under Poshan Abhiyaan to tackle and eradicate them.

The meeting was attended by Union Health and Family Welfare Minister J.P. Nadda, Union Women and Child Development Minister Maneka Gandhi, NITI Aayog Vice Chairperson Rajiv Kumar, Secretaries of Health, WCD and Ayush.

Also present were representatives of stakeholder Ministries such as Drinking Water and Sanitation, Food and Public Distribution and representatives of Chattisgarh, Tamil Nadu and Bihar among others.

‘Anemia Mukt Bharat’ aims at strengthening the mechanism to tackle anemia. A nationwide Intensified diarrhoea Control Fortnight is being implemented every year to control childhood diarrhoea, according to the Health Ministry.

“Over six crore children were covered during IDCF 2018 with 75 per cent coverage,” Nadda said.

“Childhood under-nutrition is a serious public health problem which undermines the survival, growth, development of children and diminishes the strength and capacity of the nation,” Nadda said.

“India is committed to achieving global nutrition targets by 2025 as set by member-nations in World Health Assembly in 2012. We are on track to achieve the targets for exclusive breastfeeding,” the Health Minister said.

The WCD minister said that the target under the Poshan Abhiyaan is to move faster in achieving a malnutrition-free India. “The focus should also be on supply of sufficient nutritious food that should be fed to the children and other beneficiaries of the mission,” he said.

According to the health ministry, under the Rashtriya Bal Swasthya Karyakram (RBSK) and Rashtriya Kishore Swasthya Karyakram (RKSK), systematic efforts are undertaken to detect nutrition-deficiency among children and adolescents.

[“source=TimeOFIndia”]

Nutrition Challenges Meet Focuses on Under-Nutrition

The third National Council of India’s Nutrition Challenges Meet was held in New Delhi on Wednesday. Under-nutrition, anaemia and diarrhoea and new strategies to be brought in under Poshan Abhiyaan to tackle and eradicate them among children were the key areas of focus discussed.
Nutrition Challenges Meet Focuses on Under-Nutrition
The meeting was attended by Union Health and Family Welfare Minister J.P. Nadda, Union Women and Child Development Minister Maneka Gandhi, NITI Aayog Vice Chairperson Rajiv Kumar, Secretaries of Health, WCD and Ayush.

Also present were representatives of stakeholder Ministries such as Drinking Water and Sanitation, Food and Public Distribution and representatives of Chattisgarh, Tamil Nadu and Bihar among others.

‘Anemia Mukt Bharat’ aims at strengthening the mechanism to tackle anemia. A nationwide Intensified diarrhoea Control Fortnight is being implemented every year to control childhood diarrhoea, according to the Health Ministry.

“Over six crore children were covered during IDCF 2018 with 75 per cent coverage,” Nadda said.

“Childhood under-nutrition is a serious public health problem which undermines the survival, growth, development of children and diminishes the strength and capacity of the nation,” Nadda said.

“India is committed to achieving global nutrition targets by 2025 as set by member-nations in World Health Assembly in 2012. We are on track to achieve the targets for exclusive breastfeeding,” the Health Minister said.

The WCD minister said that the target under the Poshan Abhiyaan is to move faster in achieving a malnutrition-free India. “The focus should also be on supply of sufficient nutritious food that should be fed to the children and other beneficiaries of the mission,” he said.

According to the health ministry, under the Rashtriya Bal Swasthya Karyakram (RBSK) and Rashtriya Kishore Swasthya Karyakram (RKSK), systematic efforts are undertaken to detect nutrition-deficiency among children and adolescents.

[“source=TimeOFIndia”]

Research claims Indian mobile users favor news, games and social media on mobiles

News, social media and gaming apps are the top 3 categories installed by Indian mobile users, according to a recent study conducted by MoMAGIC Technologies, a fast-paced, innovative, AI and Big data driven mobile tech firm.

 News, social media and gaming apps are the top 3 categories installed by Indian mobile users, according to a recent study conducted by MoMAGIC Technologies, a fast-paced, innovative, AI and Big data driven mobile tech firm.

News, social media and gaming apps are the top 3 categories installed by Indian mobile users, according to a recent study conducted by MoMAGIC Technologies, a fast-paced, innovative, AI and Big data driven mobile tech firm.

The Report titled, “Lifestyle Insight of App Users in India”, gives an overview on the lifestyle choices a particular set of App USER profile may have or follow, predictably. The report is drawn upon from “TrueInsight”- MoMAGIC’s DMP (Data Management Platform).

Key Highlights:

-On an average, an Indian smartphone user usually has 50 apps, including pre-installed apps; equally distributed among men and women (Men have 50.5 apps & Female has 49.8 apps).

-News related app installs saw a jump of 94% in Q12018 vs Q42017 followed by a jump of 80% for social media related apps and lastly gaming apps at 52% respectively.

-News app users are seen to install apps related to Food & Drink, Health & Fitness and Automobiles. This segment values their diet, health and drive more on a daily basis.

-Social App users, is one of the key users of dating apps, other than automobiles and weather.

-Game App user segment, mainly consists of parents, who share their devices with their children and hence are found to have more of parenting apps, followed by comics and beauty.

“India creates one of the largest news content across tens of languages which is consumed by users across age groups. News related apps continue to outperform other segments and is expected to grow further, thereby making it clear that in the near future content is going to be a clear winner in the Ad tech sector,” Arun Gupta, Founder & CEO, MoMAGIC Technologies.

[“source=TimeOFIndia”]

‘Alcohol Ads on Social Media Can Increase the Desire to Drink’

Alcohol advertisements on social media sites such as Facebook can increase young adults’ desire to drink if the ads contain pro-drinking comments from users, according to a research.

The study showed that social media users who view alcohol ads are also more likely to “Like” or “Share” an ad when it has pro-drinking comments.

These pro-drinking comments coupled with high user engagement increased the desire to drink by 3.5 times, especially in those with alcohol problems.

“Heavy alcohol users and those who are alcohol dependent may be the most susceptible to the potential effects of pro-drinking comments,” said the researchers led by Jonathan Noel, from the University of Connecticut.

The ads, coupled with positive comments about drinking, may serve as alcohol cues “and an increased desire to drink after exposure to alcohol cues may predict relapse after treatment for alcoholism”.

With hundreds of corporate-sponsored alcohol ads on social media sites (with millions of Likes and Shares), plus millions of views of alcohol ads on YouTube, alcohol companies have expanded platforms to reach young consumers.

The Study

The study suggests that the industry needs to improve the voluntary self-regulatory system that governs its advertising, possibly by limiting or banning comments on social media advertising.

The study, appearing in the Journal of Studies on Alcohol and Drugs, involved 120 young adults, aged 21 to 24 years, living in the US who viewed four beer advertisements posted on Facebook.

The lowest desire to drink was found after participants were exposed to ads with anti-drinking comments plus a high “user engagement” (i.e., Likes/Shares/Comments).

Further, compared with the ads with anti-drinking comments, ads with pro-drinking comments left participants more than twice as likely to say they would Like or Share the ad.

“There is more information on social media than just a post or a message. We are exposed to how other users respond to a post, and it is those responses that can influence your desire to drink,” Noel said.

[“source=TimeOFIndia”]

Aaradhya Bachchan celebrates 7th birthday: Grandpa Amitabh Bachchan, dad Abhishek Bachchan post emotional messages on social media

Aaradhya Bachchan celebrates 7th birthday: Grandpa Amitabh Bachchan, dad Abhishek Bachchan post emotional messages on social media

Aradhaya Bachchan with grandpa Amitabh Bachchan and dad Abhishek Bachchan. Photo: Instagram/aishwaryaraibachchan_arb
Abhishek Bachchan and Aishwarya Rai Bachchan’s li’l princess

turns seven today and it’s no less than a festival in the Bachchan house today (November 16).

Grandpa Amitabh Bachchan wrote a heartwarming message for his granddaughter saying that she should live a happy and proud life. Sharing adorable pictures of Aaradhya on his blog, Sr Bachchan wrote, “On the eve of the little ones presence in this world .. love and blessings and wishes for all her wishes to come true… Aaradhya Bachchan, the blessings of a daughter in the house. Live long, live happy (and) live with pride.”

[“source=TimeOFIndia”]

Research claims Indian mobile users favor news, games and social media on mobiles

News, social media and gaming apps are the top 3 categories installed by Indian mobile users, according to a recent study conducted by MoMAGIC Technologies, a fast-paced, innovative, AI and Big data driven mobile tech firm.

 News, social media and gaming apps are the top 3 categories installed by Indian mobile users, according to a recent study conducted by MoMAGIC Technologies, a fast-paced, innovative, AI and Big data driven mobile tech firm.

News, social media and gaming apps are the top 3 categories installed by Indian mobile users, according to a recent study conducted by MoMAGIC Technologies, a fast-paced, innovative, AI and Big data driven mobile tech firm.

The Report titled, “Lifestyle Insight of App Users in India”, gives an overview on the lifestyle choices a particular set of App USER profile may have or follow, predictably. The report is drawn upon from “TrueInsight”- MoMAGIC’s DMP (Data Management Platform).

Key Highlights:

-On an average, an Indian smartphone user usually has 50 apps, including pre-installed apps; equally distributed among men and women (Men have 50.5 apps & Female has 49.8 apps).

-News related app installs saw a jump of 94% in Q12018 vs Q42017 followed by a jump of 80% for social media related apps and lastly gaming apps at 52% respectively.

-News app users are seen to install apps related to Food & Drink, Health & Fitness and Automobiles. This segment values their diet, health and drive more on a daily basis.

-Social App users, is one of the key users of dating apps, other than automobiles and weather.

-Game App user segment, mainly consists of parents, who share their devices with their children and hence are found to have more of parenting apps, followed by comics and beauty.

“India creates one of the largest news content across tens of languages which is consumed by users across age groups. News related apps continue to outperform other segments and is expected to grow further, thereby making it clear that in the near future content is going to be a clear winner in the Ad tech sector,” Arun Gupta, Founder & CEO, MoMAGIC Technologies.

[“source=TimeOFIndia”]

‘Incompatible With Life’, TB Patients Struggle with Modi Government’s Policy on Nutrition

'Incompatible With Life', TB Patients Struggle with Modi Government's Policy on Nutrition

‘Incompatible with life’. That’s a death sentence, backed by medical science and given by doctors to thousands of Tuberculosis patients around India.

And 25-year-old Rani, a tribal woman who is a Tuberculosis patient at the Jan Swasthya Sahyog hospital in Chhattisgarh, is tottering on the brink of this sentence.

When Rani arrived at this hospital three months ago, she had a body mass index (BMI) of nine. Any BMI less than 13 is medically classified as ‘incompatible with life’.

Rani is an adult woman but could easily be mistaken for a child. TB has devastated her body, and she is all bones. “I’m getting hiccups,” she said faintly, and her mother had to help her drink water.

The approach to tackling TB the world over has been bacteriological: medical science and public policy have focused on the TB bacteria – Mycobacterium tuberculosis – as being the cause for TB. Strictly speaking, it is the cause for TB. Yet the bacteria itself remains present, latently, in thousands of people, especially in TB-heavy countries like India. But TB doesn’t manifest in all people who carry the bacteria. How does this happen?

This is because the mere presence of the bacteria may not itself trigger TB. But the bacteria accompanied by other bad influences, ‘risk factors’ and ‘co-morbidities’ can flare the latent bacteria to manifest itself as TB.

Rani, a TB patient whose body mass index has fallen to levels considered ‘incompatible with life’. Credit: Anoo Bhuyan

Rani in Chhattisgarh has the odds stacked against her, and she is one of India’s thousands of TB patients. According to the Global TB Report 2017, India saw 28 lakh new TB cases and 4.2 lakh deaths of patients with TB.

But the ‘germ theory’ approach to TB has meant that medical science and government intervention do not focus on links such as the “jugalbandi between undernutrition and TB,” says Dr Yogesh Jain at the JSS hospital.

The global goal to eliminate TB has been set at 2030. The Modi government has committed to achieving this by 2025. India has the highest number of TB cases in the world.

“Unacceptably high” health statistics in tribal areas

According to Tribal Health in India, a government of India report submitted in 2017, malnutrition in tribal areas is a “paradox.” Malnutrition, which is considered as stunting in children and low body mass index in adults, is “unacceptably high” and is far more than among non-tribal populations.

The status of pulmonary TB in tribal areas is also significantly higher than the rest of the country: tribal areas see 703 cases as against 256 per one lakh.

The likes of Rani, living in tribal parts of Chhattisgarh, are living these statistics out themselves.

Also read: Debate: India’s TB Patients Need Bedaquiline Now, Never Mind the Critics

But yet policy makers in India do not act upon these linkages.

“Undernutrition is the most widely prevalent risk factor for TB in the Indian population, and it is also the most widely prevalent comorbidity in patients with TB in India. But this is a correctable and modifiable risk factor,” says Dr Anurag Bhargava, a TB researcher and currently a professor at Yenepoya Medical College.

Jain agrees: “While there is a lot of talk of drug resistance in TB, in these depressed parts of the country, this is not the most important issue. The biggest issue we see with our TB patients is, actually, undernutrition.”

Radical shift in TB control

India started recognising the nutritional support aspect of TB control in 2017. The National Strategic Plan for Tuberculosis currently has a budget of Rs 5527 crore for India’s projected nine million TB patients. Of this, Rs 1,200 crore is for nutritional and social support for patients.

Nutritional support means a ‘sustenance’ of Rs 500 per month (USD 8) during the treatment of TB via a direct benefit transfer to the patients.

But the government is still only looking at nutritional support to help TB patients strengthen themselves during ‘treatment’ of TB. Doctors like Bhargava and Jain are saying that the government should be looking at fixing India’s nutrition problem to ‘prevent’ TB and not just treat it.

This would be a radical shift in India’s approach to TB control.

India also contributes the largest burden of TB patients globally.

India struggles with keeping its people nourished. According to the latest Global Hunger Index, India ranks 100 out of 119 countries. In Asia, only Pakistan and Afghanistan rank lower than India. India contributes a third to the global burden of undernutrition. India also contributes the largest burden of TB patients globally.

It is not that the Indian government does not know this. In the national TB plan, the union health ministry explains that these links are “bidirectional”: “Under-nutrition is a risk factor for tuberculosis which in turn worsens the nutritional status, generating a vicious cycle which can lead to adverse outcomes (during and following therapy) for patients with active tuberculosis including those with multi-drug resistant TB. This interaction is particularly important in the Indian context where food insecurity and under-nutrition coexist with a large burden of tuberculosis.”

As a solution, the government has announced a support scheme of Rs 500 per patient per month to help them buy better food and nutrition. Patients receive the money through bank transfer, and they would all need to be linked by Aadhaar to the government’s transfer system, ‘Nikshay’.

‘Direct benefit transfer’ hinders treatment

“The feedback we have from the ground is that the DBT scheme has numerous challenges. First, access is an issue, there is little awareness. Moreover, the amount is too little and many patients think it’s pointless to apply,” says Chapal Mehra, a volunteer with Survivors for TB.

Mehra says that despite the government clarifying on Aadhaar cards not being necessary for treatment, there is still confusion among health workers and patients on the ground.

A TB patient at the JSS hospital in Chhattisgarh who says he doesn’t know his bank details to access the government’s cash transfer. Credit: Anoo Bhuyan

For Rani in Chhattisgarh, accessing nutrition through the government’s plan is not an option. She is so weak that she cannot sit up in bed. She is hypothermic, covered with blankets and a heater on next to her. She is connected to a giant oxygen cylinder. She has been vomiting all day. Her husband has abandoned her because she “cannot work anymore.” She asks her mother to help her sit up to drink water, then immediately says, “Hold me, I’m going to fall.”

For Rani to access the government’s ‘nutritional support’, she would have to go to give her biometrics at a government centre, wait for the Aadhaar card to be delivered to her address, then withdraw the monthly money and then go and buy her ration herself.

Another TB patient at the hospital is sipping water with his wife wearing a mask beside him. “Have you eaten today?” his doctor asks him. He and his wife are both agricultural labourers and they say they don’t know about the government’s plan to give Rs 500 to TB patients. “Rs 500 is not going to help us. For my treatment, we have to pay for food, transport, accommodation. A bus ticket itself costs Rs 90. I don’t remember my bank account number either.”

[“source=forbes]